Cempaka Belanda: European Union to give microloans to creative entrepreneurs

"A Summary" – Apr 2, 2011 (Kryon channelled by Lee Carroll) (Subjects: Religion, Shift of Human Consciousness, 2012, Intelligent/Benevolent Design, EU, South America, 5 Currencies, Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Middle East, Internet, Israel, Dictators, Palestine, US, Japan (Quake/Tsunami Disasters , People, Society ...), Nuclear Power Revealed, Hydro Power, Geothermal Power, Moon, Financial Institutes (Recession, Realign integrity values ..) , China, North Korea, Global Unity,..... etc.) - (Text version)

"The Timing of the Great Shift" – Mar 21, 2009 (Kryon channelled by Lee Carroll) - (Text version)

“ … Here is another one. A change in what Human nature will allow for government. "Careful, Kryon, don't talk about politics. You'll get in trouble." I won't get in trouble. I'm going to tell you to watch for leadership that cares about you. "You mean politics is going to change?" It already has. It's beginning. Watch for it. You're going to see a total phase-out of old energy dictatorships eventually. The potential is that you're going to see that before 2013.
They're going to fall over, you know, because the energy of the population will not sustain an old energy leader ..."

"Update on Current Events" – Jul 23, 2011 (Kryon channelled by Lee Carroll) - (Subjects: The Humanization of God, Gaia, Shift of Human Consciousness, 2012, Benevolent Design, Financial Institutes (Recession, System to Change ...), Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Nuclear Power Revealed, Geothermal Power, Hydro Power, Drinking Water from Seawater, No need for Oil as Much, Middle East in Peace, Persia/Iran Uprising, Muhammad, Israel, DNA, Two Dictators to fall soon, Africa, China, (Old) Souls, Species to go, Whales to Humans, Global Unity,..... etc.)

"The Recalibration of Awareness – Apr 20/21, 2012 (Kryon channeled by Lee Carroll) (Subjects: Old Energy, Recalibration Lectures, God / Creator, Religions/Spiritual systems (Catholic Church, Priests/Nun’s, Worship, John Paul Pope, Women in the Church otherwise church will go, Current Pope won’t do it), Middle East, Jews, Governments will change (Internet, Media, Democracies, Dictators, North Korea, Nations voted at once), Integrity (Businesses, Tobacco Companies, Bankers/ Financial Institutes, Pharmaceutical company to collapse), Illuminati (Started in Greece, with Shipping, Financial markets, Stock markets, Pharmaceutical money (fund to build Africa, to develop)), Shift of Human Consciousness, (Old) Souls, Women, Masters to/already come back, Global Unity.... etc.) - (Text version)

“… The Shift in Human Nature

You're starting to see integrity change. Awareness recalibrates integrity, and the Human Being who would sit there and take advantage of another Human Being in an old energy would never do it in a new energy. The reason? It will become intuitive, so this is a shift in Human Nature as well, for in the past you have assumed that people take advantage of people first and integrity comes later. That's just ordinary Human nature.

In the past, Human nature expressed within governments worked like this: If you were stronger than the other one, you simply conquered them. If you were strong, it was an invitation to conquer. If you were weak, it was an invitation to be conquered. No one even thought about it. It was the way of things. The bigger you could have your armies, the better they would do when you sent them out to conquer. That's not how you think today. Did you notice?

Any country that thinks this way today will not survive, for humanity has discovered that the world goes far better by putting things together instead of tearing them apart. The new energy puts the weak and strong together in ways that make sense and that have integrity. Take a look at what happened to some of the businesses in this great land (USA). Up to 30 years ago, when you started realizing some of them didn't have integrity, you eliminated them. What happened to the tobacco companies when you realized they were knowingly addicting your children? Today, they still sell their products to less-aware countries, but that will also change.

What did you do a few years ago when you realized that your bankers were actually selling you homes that they knew you couldn't pay for later? They were walking away, smiling greedily, not thinking about the heartbreak that was to follow when a life's dream would be lost. Dear American, you are in a recession. However, this is like when you prune a tree and cut back the branches. When the tree grows back, you've got control and the branches will grow bigger and stronger than they were before, without the greed factor. Then, if you don't like the way it grows back, you'll prune it again! I tell you this because awareness is now in control of big money. It's right before your eyes, what you're doing. But fear often rules. …”

Thursday, March 18, 2010

European Union to give microloans to creative entrepreneurs

Radio Netherlands Worldwide, 18 March 2010 - 9:52am, by Willemien Groot

(Photo: RNW/Willemien Groot)

Europe sees the microloan as a way to fight unemployment and poverty. The European Union has decided to spend 100 million euros to help entrepreneurs who come up with creative ideas. In the Netherlands, Princess Máxima opened the 40th Microfinance Support Centre this week.

The centre works together with the municipality to provide loans of up to 35,000 euros for starting entrepreneurs. They are often people on welfare and with a low level of education who come up with creative ideas. The companies will not have an enormous impact on a national level. However, they will provide their founders with self-respect and a sense of pride.

Oil slick

The 40th Microfinance Support Centre was opened in Hilversum by Princess Máxima. Most of the public came to see the Princess. Few had ever heard of microfinancing, despite the fact that Princess Máxima is the special advisor to the United Nations on universal access to financial services. The director of the Dutch Council for Microfinancing, Diederik Laman Trip, said during the opening of the Hilversum office that microfinance no longer resembles a hype, but a growing oil slick which is benefiting more and more creative entrepreneurs.

He says microloans are popular because the new entrepreneurs acquire confidence when they receive a loan, having one's own business gives them back their pride and, if all goes well, they will no longer be dependent on welfare. In the long run, everyone gains.

"Trust, pride and independence are the three cornerstones of a well-balanced society. Both in the world far away from Holland as well as in the Western society."

Fragmented

The Council for Microfinancing, of which Máxima is also a member, was set up in 2007 to bring microcredits to the attention of local and national government, banks and universities. The knowledge existed, but it was much too fragmented.

One hardly expects that microcredits would be a widespread practise in a wealthy country such as the Netherlands. However, here too banks would rather not grant loans for relatively small sums to people without collateral. The profit margins are small, while the risks are greater than usual. If a company goes bankrupt, the bank may end up losing its money.

Proud entrepreneurs

The Amsterdam businesswoman Lot Vermeer, who designs and sells toys, is not the type who would betray a lender's confidence. She has a thriving business. However, during the period between the creation of a design and its arrival at a shop she could use some financial support.

Onno de Graaf is now a world renown cocktail mixer who thinks up new combinations just about every day. He also started with a small loan.

Bookkeeping lesson

Those who receive microloans not only receive money, but also counselling and training. They must also meet certain obligations. Someone who makes a mess of his or her bookkeeping can expect a call from the creditor immediately.

The director of Hilversum's Microfinance Support Centre, Erik Friedeberg says the recipients are often enthusiastic entrepreneurs who work day and night, but sometimes forget certain tedious aspects, such as bookkeeping. Some hardly know the difference between essential factors such as debits and credits.

"They find it boring. They already have the idea that it is difficult and so they don't want to do it. So in the preliminary phase we offer training and counselling. After they begin we offer them a special online bookkeeping programme where they can log in and see the business results. This way they begin to enjoy it , especially since the training is at such an easy level."

Around 650 Dutch beginners have received a microloan so far. It is still too early to judge their success, but there have been no major problems. Despite the economic crisis. The Dutch Council of Microfinancing's director Laman Trip has high hopes for the future since the programme will undergo a major expansion.

"Our dreams are to have in about five years time 5000 micro entrepreneurs and with that we support 25 percent of the new entrepreneurs in the Netherlands. So we still have a lot to do."

The Netherlands is certainly not alone as far as ambitious plans are concerned. In the economically weaker Central European countries there is an explosive growth in the number of projects. France, Spain and Great Britain have also discovered the microloan.

New multinational

The oil spill has even reached the offices of the European Union. In the fight against unemployment and poverty, the EU hopes to provide 45,000 microloans in the next eight years, with a maximum of 25,000 euros per loan. A hundred million euros has been made available for the time being.

Such figures will hardly provide a boost to ailing economies. However, as Mr Laman Trip points out, all large companies started small. Time will tell which microloan will be the first to start a company which will one day become a multinational.