Cempaka Belanda: Fresh start for ex-prisoner

"A Summary" – Apr 2, 2011 (Kryon channelled by Lee Carroll) (Subjects: Religion, Shift of Human Consciousness, 2012, Intelligent/Benevolent Design, EU, South America, 5 Currencies, Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Middle East, Internet, Israel, Dictators, Palestine, US, Japan (Quake/Tsunami Disasters , People, Society ...), Nuclear Power Revealed, Hydro Power, Geothermal Power, Moon, Financial Institutes (Recession, Realign integrity values ..) , China, North Korea, Global Unity,..... etc.) - (Text version)

"The Timing of the Great Shift" – Mar 21, 2009 (Kryon channelled by Lee Carroll) - (Text version)

“ … Here is another one. A change in what Human nature will allow for government. "Careful, Kryon, don't talk about politics. You'll get in trouble." I won't get in trouble. I'm going to tell you to watch for leadership that cares about you. "You mean politics is going to change?" It already has. It's beginning. Watch for it. You're going to see a total phase-out of old energy dictatorships eventually. The potential is that you're going to see that before 2013.
They're going to fall over, you know, because the energy of the population will not sustain an old energy leader ..."

"Update on Current Events" – Jul 23, 2011 (Kryon channelled by Lee Carroll) - (Subjects: The Humanization of God, Gaia, Shift of Human Consciousness, 2012, Benevolent Design, Financial Institutes (Recession, System to Change ...), Water Cycle (Heat up, Mini Ice Ace, Oceans, Fish, Earthquakes ..), Nuclear Power Revealed, Geothermal Power, Hydro Power, Drinking Water from Seawater, No need for Oil as Much, Middle East in Peace, Persia/Iran Uprising, Muhammad, Israel, DNA, Two Dictators to fall soon, Africa, China, (Old) Souls, Species to go, Whales to Humans, Global Unity,..... etc.)

"The Recalibration of Awareness – Apr 20/21, 2012 (Kryon channeled by Lee Carroll) (Subjects: Old Energy, Recalibration Lectures, God / Creator, Religions/Spiritual systems (Catholic Church, Priests/Nun’s, Worship, John Paul Pope, Women in the Church otherwise church will go, Current Pope won’t do it), Middle East, Jews, Governments will change (Internet, Media, Democracies, Dictators, North Korea, Nations voted at once), Integrity (Businesses, Tobacco Companies, Bankers/ Financial Institutes, Pharmaceutical company to collapse), Illuminati (Started in Greece, with Shipping, Financial markets, Stock markets, Pharmaceutical money (fund to build Africa, to develop)), Shift of Human Consciousness, (Old) Souls, Women, Masters to/already come back, Global Unity.... etc.) - (Text version)

“… The Shift in Human Nature

You're starting to see integrity change. Awareness recalibrates integrity, and the Human Being who would sit there and take advantage of another Human Being in an old energy would never do it in a new energy. The reason? It will become intuitive, so this is a shift in Human Nature as well, for in the past you have assumed that people take advantage of people first and integrity comes later. That's just ordinary Human nature.

In the past, Human nature expressed within governments worked like this: If you were stronger than the other one, you simply conquered them. If you were strong, it was an invitation to conquer. If you were weak, it was an invitation to be conquered. No one even thought about it. It was the way of things. The bigger you could have your armies, the better they would do when you sent them out to conquer. That's not how you think today. Did you notice?

Any country that thinks this way today will not survive, for humanity has discovered that the world goes far better by putting things together instead of tearing them apart. The new energy puts the weak and strong together in ways that make sense and that have integrity. Take a look at what happened to some of the businesses in this great land (USA). Up to 30 years ago, when you started realizing some of them didn't have integrity, you eliminated them. What happened to the tobacco companies when you realized they were knowingly addicting your children? Today, they still sell their products to less-aware countries, but that will also change.

What did you do a few years ago when you realized that your bankers were actually selling you homes that they knew you couldn't pay for later? They were walking away, smiling greedily, not thinking about the heartbreak that was to follow when a life's dream would be lost. Dear American, you are in a recession. However, this is like when you prune a tree and cut back the branches. When the tree grows back, you've got control and the branches will grow bigger and stronger than they were before, without the greed factor. Then, if you don't like the way it grows back, you'll prune it again! I tell you this because awareness is now in control of big money. It's right before your eyes, what you're doing. But fear often rules. …”

Friday, January 15, 2010

Fresh start for ex-prisoner

Radio Netherlands Worldwide, 15 January 2010 - 9:00am, by Junito Drias

Seven reporters from Radio Netherlands Worldwide travelled round the globe looking for small-scale businesses who had been offered microcredit. They are to be featured in this dossier on 25 January.

To whet your appetite, here's a sneak preview from Indonesia, followed by a short account of how it came about from its maker, Junito Drias.

This isn't my first report on microfinance; around two years ago I visited a village in West Kalimantan's interior to investigate whether villagers were benefiting from small loans. The residents opened shops, developed more professional fishing techniques and started small businesses.

Because the villagers were extremely dependent on the loans, the credit organisation needed support from a larger sister organisation operating in the city. The larger credit company was reluctant to provide financial support as it doubted that the economically-isolated villagers would be able to repay their loans.

Ex-prisoners

Microfinance schemes are successful although I do have my doubts about the system. It is supposed to provide people from marginalised groups, such as former prisoners, with loans.

But that is not always the case. Companies providing microfinance loans conduct thorough background checks on the recipient. It is practically impossible for former prisoners to get a loan from a bank or other credit institution. I found a former prisoner who tried to get a microloan in Jakarta, Indonesia's capital city.

Gambling addiction

Raymond Wuisan, 38, was convicted for embezzlement. He stole money from his employer and used it to feed his gambling habit. It's a classic story; at first he wins regularly and starts placing bigger bets, however, he's not using his own money but his boss's. When he wins, he replaces the money but he eventually lost about 300 million rupiah, the equivalent of about 21,000 euros.

For a while, Raymond stays home, but then he returns to work where the police promptly arrest him. He is convicted for embezzlement and sentenced to eight months in prison.

Business plan

After his release, he wanted to start his own business, but even banks specialising in microfinance refuse to lend him the start-up capital. However, Indonesia wouldn't be Indonesia if someone like Raymond didn't know an alternative. He finds somebody with ready cash who is prepared to lend him money based on his business plan.

Delicious!

Jakarta is a dream for journalists, not because it is an exciting vibrant city, but because of the food. My cameraman never orders less than three entrees and he eats them all. The word that he says most often is "delicious".

Living in Jakarta makes you re-evaluate your ideas about microfinance. A Dutch researcher discovered that credit cards function as an informal microfinance system in Indonesia. People operating small shops frequently use credit cards to purchase their supplies.

Pimps

The huge demand for capital has led to the rise of informal banks; some are companies or small businesses, but wealthy individuals also function as an informal banks. Employers frequently lend employees money at zero percent interest and pimps often loan money to their prostitutes.

It's a fairly normal situation in Jakarta, a wheeler-dealer city that works via contacts and most people profit from it, including former prisoner Raymond. Thanks to the informal microfinance system, he has a chance to rebuild his life.

Camera: Roland Kremer

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